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Zurich Corporate Care

We work together with you to understand your employees' or members' specific needs, so we can make a tailored insurance package that's affordable and sustainable. 

Zurich Corporate Care 

Zurich Corporate Care provides specialised coverage to give your employees peace of mind and reliable financial security in case of unexpected events.

With Zurich Corporate Care, you receive:

Global support and Local care

We combine Zurich’s global expertise with local services to provide extra coverage for internationally mobile employees or those seconded from Australian companies.

More flexibility
 

We tailor cover to meet your employees’ specific needs. Choose how you want to cover your employees, define the terms, and add benefits that suit your workforce.

Innovative Features and Benefits

We prioritise your employees by providing an enhanced Practical Support Benefits, leading optional benefits, grief support for members diagnosed with a terminal illness, and a unique return-to-wellness benefit under our Total and Permanent Disability Cover.

Guaranteed Continuous Cover

Your policy will remain active as long as premiums are paid and policy terms are met, ensuring your employees have uninterrupted protection regardless of changes in their health.

Our product offerings

Group Life Insurance 

Provides a lump sum benefit if an employee or member becomes ill or injured and can no longer work, is diagnosed with a terminal illness, or passes away.

It’s a great way to enhance your employees’ remuneration packages and strengthen your overall employee benefits or member offerings.

Group Income Protection

Covers up to 75% of an employee’s or member’s salary, plus up to 12% of their salary as a superannuation contribution, if they are unable to work at all due to illness or injury. A partial disability benefit may be payable if an employee or member can return to work in a reduced capacity.

We also offer a number of optional benefits and features, so that we can tailor a package to best suit your member and employee needs. 

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Simplified and Quick Quotes

Get instant quotes for plans with 20 to 100 employees.

Our group insurance premium calculator provides immediate quotes for Group Life Insurance and GSC Insurance plans, making it easier to plan for your team’s coverage needs. 

Return to work with Confidence

Our Income Protection cover not only supports your employees financially but also helps them get back to work with personalised rehabilitation services. Additionally, we offer wellbeing solutions through LiveWell, Zurich’s digital resource dedicated to holistic health and wellbeing.

Check out our explainer video on Zurich Corporate Care. This video provides a clear overview of the product, its benefits, and our dedication to assisting your clients during claims and their journey to recovery. 



Making Health a Habit with LiveWell by Zurich 

LiveWell is our global health and wellbeing app that helps your employees make health a daily habit. It offers trusted resources, rewards, goal setting, daily meditations, activity tracking, and health check-ins to keep them motivated and healthy. LiveWell is more than just a wellness app—it's a comprehensive tool for a healthier lifestyle. 

Zurich Corporate Care Group Life Insurance

Provides a lump sum benefit if an employee or member becomes ill, injured, terminally ill, or passes away. It’s a great way to boost your employees’ benefits and enhance your overall offerings.

We offer: 

Death and terminal illness cover 

Death Cover: Employee receives a one-off payment if an insured passes away. 

Terminal Illness Cover: Employee or member receives a one-off payment if they is diagnosed with a terminal illness expected to lead to death within 12 months.

Grief Support: If an employee or member is diagnosed with a terminal illness, they and their immediate family members can access our Grief Support Program at no extra cost.

Worldwide Cover: Employees or members are covered globally, with certain conditions for non-Australian residents.

 

Total and Permanent disability cover 

Total and Permanent disability cover: If an employee or member becomes totally and permanently disabled because of an illness or injury.

Tailored Coverage Options: Choose from standard and non-standard definitions, tailored for employees up to age 70.

Return to Wellness Benefit: Employees or members receive extra help to return to wellness and work, using their education, training, and experience.

 

Zurich Corporate Care Group Income Protection

Covers up to 75% of an employee’s or member’s salary, plus up to 12% of their salary as a superannuation contribution, if they are unable to work due to illness or injury.

Key features and benefits:

  • Flexible Eligibility: Designed to meet the different needs of your team.
  • Customisable Options: Personalise your plan with various waiting periods, benefit periods, and definitions for optimal coverage.
  • Included Benefits: Enhanced Bereavement Benefit, Specific Injury Benefit, Early Notification Incentive, Practical Support (including Family and Domestic Violence Support), and premium waiver.
  • Innovative Optional Benefits: Additional options like Enhanced Trauma Recovery Benefit and Women’s Health Benefit.

Target Market Determinations

Target Market Determination for Death Cover 82 KB, pdf Effective date: 11 September 2023
Target Market Determination for Income Protection Cover 83 KB, pdf Effective date: 11 September 2023