Zurich Corporate Care

We work together with you to understand your employees' or members' specific needs, so we can make a tailored insurance package that's affordable and sustainable.

Zurich Corporate Care 

Zurich Corporate Care provides specialised coverage to give your employees peace of mind and reliable financial security in case of unexpected events.

With Zurich Corporate Care, you receive:

Global support and Local care

We combine Zurich’s global expertise with local services to provide extra coverage for internationally mobile employees or those seconded from Australian companies.

More flexibility  

We tailor cover to meet your employees’ specific needs. Choose how you want to cover your employees, define the terms, and add benefits that suit your workforce.

Innovative Features and Benefits

We prioritise your employees by providing an enhanced Practical Support Benefits, leading optional benefits, grief support for members diagnosed with a terminal illness, and a unique return-to-wellness benefit under our Total and Permanent Disability Cover.

Guaranteed Continuous Cover

Your policy will remain active as long as premiums are paid and policy terms are met, ensuring your employees have uninterrupted protection regardless of changes in their health.

 

Our product offerings

Group Life Insurance 

Provides a lump sum benefit if an employee or member becomes ill or injured and can no longer work, is diagnosed with a terminal illness, or passes away.

It’s a great way to enhance your employees’ remuneration packages and strengthen your overall employee benefits or member offerings.

Group Income Protection

Covers up to 75% of an employee’s or member’s salary, plus up to 12% of their salary as a superannuation contribution, if they are unable to work at all due to illness or injury. A partial disability benefit may be payable if an employee or member can return to work in a reduced capacity.

We also offer a number of optional benefits and features, so that we can tailor a package to best suit your member and employee needs. 

Simplified and Quick Quotes

Get instant quotes for plans with 20 to 100 employees.

Our group insurance premium calculator provides immediate quotes for Group Life Insurance and GSC Insurance plans, making it easier to plan for your team’s coverage needs. 

Return to work with Confidence

Our Income Protection cover not only supports your employees financially but also helps them get back to work with personalised rehabilitation services. Additionally, we offer wellbeing solutions through Zurich Evolve, a health and wellness offering designed to build the healthiest you.

Check out our explainer video on Zurich Corporate Care. This video provides a clear overview of the product, its benefits, and our dedication to assisting your clients during claims and their journey to recovery. 

Zurich Corporate Care Group Life Insurance

Provides a lump sum benefit if an employee or member becomes ill, injured, terminally ill, or passes away. It’s a great way to boost your employees’ benefits and enhance your overall offerings.

We offer: 

Death and terminal illness cover 

Death Cover: Employee receives a one-off payment if an insured passes away. 

Terminal Illness Cover: Employee or member receives a one-off payment if they is diagnosed with a terminal illness expected to lead to death within 12 months.

Grief Support: If an employee or member is diagnosed with a terminal illness, they and their immediate family members can access our Grief Support Program at no extra cost.

Worldwide Cover: Employees or members are covered globally, with certain conditions for non-Australian residents.

 

Total and Permanent disability cover 

Total and Permanent disability cover: If an employee or member becomes totally and permanently disabled because of an illness or injury.

Tailored Coverage Options: Choose from standard and non-standard definitions, tailored for employees up to age 70.

Return to Wellness Benefit: Employees or members receive extra help to return to wellness and work, using their education, training, and experience.

 

Zurich Corporate Care Group Income Protection

Covers up to 75% of an employee’s or member’s salary, plus up to 12% of their salary as a superannuation contribution, if they are unable to work due to illness or injury.

Key features and benefits:

  • Flexible Eligibility: Designed to meet the different needs of your team.
  • Customisable Options: Personalise your plan with various waiting periods, benefit periods, and definitions for optimal coverage.
  • Included Benefits: Enhanced Bereavement Benefit, Specific Injury Benefit, Early Notification Incentive, Practical Support (including Family and Domestic Violence Support), and premium waiver.
  • Innovative Optional Benefits: Additional options like Enhanced Trauma Recovery Benefit and Women’s Health Benefit.

PDSs and TMDs

PDS Updates

What is the change?

We are updating our Zurich Corporate Care Group Life and Zurich Corporate Care Group Income Protection PDS (issue date 16 September 2024) to reflect our Pledge to “Respect and Protect” against financial abuse.

Updating our terms and conditions is an important step in demonstrating our commitment to supporting victims of family and domestic violence and demonstrating that financial abuse through the use of our products and services is unacceptable.

This information is included immediately following the section titled “Part 2: Policy Terms” in the Zurich Corporate Care Group Life policy issue date 16 September 2024 (page 16).

Respect and Protect and Conduct of Others

Zurich policy owners and insured members must not use the products or services we offer, to perpetrate financial abuse or engage in conduct that is illegal or harmful towards any person.

Laws to which our product terms are subject to may apply in such situations. We may report details of a person’s dealing in our products to a law enforcement body conducting enforcement related activities.

Zurich is committed to supporting insured members and customers who are impacted by the conduct of others. Information on the support that is available is on our Supporting customers experiencing vulnerability website: www.zurich.com.au/contact/supporting-customers-experiencing-vulnerability

What is the change?

We are updating our Zurich Corporate Care Group Income Protection PDS (issue date 16 September 2024) to reflect our Pledge to “Respect and Protect” against financial abuse.

Updating our terms and conditions is an important step in demonstrating our commitment to supporting victims of family and domestic violence and demonstrating that financial abuse through the use of our products and services is unacceptable.

This following information is included immediately following the section titled “Part 2: Policy Terms” in the Zurich Corporate Care Group Income Protection policy issue date 16 September 2024 (page 20).

Respect and Protect and Conduct of Others

Zurich policy owners and insured members must not use the products or services we offer, to perpetrate financial abuse or engage in conduct that is illegal or harmful towards any person.

Laws to which our product terms are subject to may apply in such situations. We may report details of a person’s dealing in our products to a law enforcement body conducting enforcement related activities.

Zurich is committed to supporting insured members and customers who are impacted by the conduct of others. Information on the support that is available is on our Supporting customers experiencing vulnerability website: www.zurich.com.au/contact/supporting-customers-experiencing-vulnerability